Tennessee Lines of Credit

Looking for an Line of Credit to help bridge the gap from your current financial hardship, back to financial security? Then say YES to easy financing through Yes Finance. If you’re approved, you will have the money in your checking account as early as the next business day*

Yes Finance Tennessee LLC is a state-licensed direct lender in Tennessee. Your loan will be transacted and funded by us, and only us – no servicing companies, Indian Tribes or other third-party facilitators.

Unlike many lenders, we proudly offer a customer experience, with convenient benefits such as:

No traditional FICO® or Vantage® credit checks
Providing your cash as soon as the next business day
The ability to rebuild your credit quicker than using traditional banks

If you meet our requirements, you can fill out our simple online application, and a representative will review your submission in as little as 15 minutes.

Our Simple Customer Flow

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision

Fast Funding

Funds usually received next business day *

Understanding Your Tennessee Personal Line of Credit

Line of Credit Amount

The amount of your Tennessee Line of Credit will range between $200 and $2,000, as assessed during the underwriting process. After we review your application, we’ll let you know if you’re approved and how much you may qualify for.

Your Payment Structure

We will issue you a Periodic Statement, outlining how much you owe. You are required to make your minimum payment by your due date, and always have the option to further pay down your Outstanding Principal Balance.

Your Minimum Payment for each Billing Cycle will consist of 2 components:


The total interest charges you will pay on your Line of Credit with Yes Finance is made up of two charges:

Interest Charge Daily Rate Annual Percentage Rate (APR)
Interest 0.06575% 24.0%
Customary Fee0.70000% 255.5%
Total 0.76575% 279.5%

State License

Yes Finance Tennessee LLC is a state-licensed direct lender in Tennessee. Loans funded by Yes Finance Tennessee LLC are governed by all US federal lending regulations as well as the Tennessee Department of Financial Institutions.

Click below to view our Tennessee lending license:

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