Texas Installment Loans

Looking for an Installment loan to help bridge the gap from your current financial hardship, back to financial security? Then say YES to easy financing through Yes Finance. If you’re approved, you will have the money in your checking account as early as the next business day*

Yes Finance arranges Installment Loans to Texas consumers as a Credit Services Organization (CSO) and a Credit Access Business (CAB). As a CSO/CAB, we will facilitate a loan between you and an unaffiliated third-party lender who provies the funding to you.


We strive to reward consumers for their commitment to responsible borrowing, so consumers who demonstrate a successful payment history may be eligible for increased loan amounts and reduced fees.

A loyalty program with declining interest rates
Providing your cash as soon as the next business day

If you meet our requirements, you can fill out our simple online application, and a representative will review your submission in as little as 15 minutes (during business hours).

Our Simple Customer Flow

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision

Fast Funding

Funds usually received next business day *

Texas Installment Loan Details

Loan Amount

Upon successful review of your application, we will let you know if you are approved and the maxmimum amount you may qualify for.

Cost of Your Loan

Your fees for a Texas Installent loan will comprise of two parts:

The CSO/CAB fee is earned immediately upon origination and is paid to Yes Finance by the third-party lender on your behalf, therefore your Installment Loan includes the CSO/CAB fee.

The cost of your Installment Loan, including repayment amounts, number of payments, and your Annual Percentage Rate (APR) will vary by customer will be available in your loan loan agreement.

This is an expensive form of borrowing and is not intended to meet your long-term financial needs.

Texas Consumer Disclosure Forms

The following links contain disclosures required by state of Texas' Office of the Consumer Credit Commissioner (OCCC) for all residents applying for a Texas Installment Loan. These disclosures outline all of the estimated total costs associated with Texas Installment Loans of the following amounts:

A sample $300 loan paid back weekly


A sample $300 loan paid back bi-weekly


A sample $500 loan paid back bi-weekly





Consumer Credit Notice:

This business is licensed and examined under Texas law by the Office of Consumer Credit Commissioner (OCCC), a state agency. If a complaint or question cannot be resolved by contacting the business, consumers can contact the OCCC to file a complaint or ask a general credit-related question. OCCC address: 2601 N. Lamar Blvd., Austin, Texas 78705. Phone: (800) 538-1579. Fax: (512) 936-7610. Website: occc.texas.gov. Email: consumer.complaints@occc.texas.gov.

An advance of money obtained through a payday loan or auto title loan is not intended to meet long-term financial needs. A payday loan or auto title loan should only be used to meet immediate short-term cash needs. Refinancing the loan rather than paying the debt in full when due will require the payment of additional charges.

Governing Law:

Yes Finance is a Credit Access Business (CAB) and registered as a Credit Services Organization (CSO) in Texas and subject to the state’s applicable laws.

View our Texas CSO license.


View our Texas CAB license.



Disclaimer

Yes Finance is not a lender in all states. Yes Finance uses various credit reports, data sources, and application information as part of its underwriting. Not all applications or extensions requested are approved. Approval and loan term vary based on applicant’s qualifications and by applicant’s state of residency. The actual loan amount, term, and APR amount of the loan that a customer qualifies for may vary based on credit determination and state law. Minimum loan amounts may also vary by state. See Rates & Terms for details. Decisions may take longer in instances where additional verification or documentation is required.

* Loans approved by 10:00p.m. ET Monday – Friday are generally funded via ACH the next business day. In instances where applications require additional verification or documentation, funds will be disbursed by the following business day, if approved.

Yes Finance Idaho LLC is licensed with the Idaho Department of Finance.

Yes Finance Kansas LLC is licensed with the Kansas Office of the State Bank Commissioner.

Yes Finance Mississippi LLC is licensed with the Mississippi Department of Banking & Consumer Finance.

Yes Finance Missouri LLC is licensed with the Missouri Division of Finance.

Yes Finance New Mexico LLC is licensed with the New Mexico Regulation and Licensing Department, Financial Insitutions Divsion.

Yes Finance South Carolina LLC is licensed with the South Carolina of Financial Institutions.

Yes Finance Tennessee LLC is licensed with the Tennessee Department of Financial Institutions.

Yes Finance Texas LLC is licensed as a Credit Access Business (CAB), License No. 167393, by the Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registation No. 20210071, by the State of Texas. All loans for which Yes Finance acts as a CAB/CSO are funded by an unaffiliated third-party lender and serviced by Yes Finance.

Yes Finance Utah LLC is licensed with the Utah Department of Financial Institutions.

Yes Finance Wisconsin LLC is licensed with the Wisconsin Department of Financial Institutions.

Notice: Installment and payday loans should be used for short-term financial needs only and do not provide a long-term financial solution. Consumer with credit difficulties should seek credit counseling.

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