South Carolina Installment Loans

Looking for an Installment loan to help bridge the gap from your current financial hardship, back to financial security? Then say YES to easy financing through Yes Finance. If you’re approved, you will have the money in your checking account as early as the next business day*

Yes Finance South Carolina LLC is a state-licensed direct lender in South Carolina. Your loan will be transacted and funded by us, and only us – no servicing companies, Indian Tribes or other third-party facilitators.

Unlike many lenders, we proudly offer a customer experience, with convenient benefits such as:

No traditional FICO® or Vantage® credit checks
A loyalty program with declining interest rates
Providing your cash as soon as the next business day
The ability to rebuild your credit quicker than using traditional banks

If you meet our requirements, you can fill out our simple online application, and a representative will review your submission in as little as 15 minutes (during business hours).

Our Simple Customer Flow

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision

Fast Funding

Funds usually received next business day *

South Carolina Installment Loan Details

Loan Amounts


Loan amounts vary based on applicant's creditworthiness, as assessed during the application underwriting process.

Repayment Terms

Approx. 10 months

Loan terms are approximately 10 months, but may vary slightly, in accordance with applicant's income frequency.

Yes Finance currently accepts the following payment methods:

  • ACH
  • Debit Card

South Carolina APR

599 - 699%

This is the cost of borrowing funds, expressed as an annual percentage rate (APR). Currently, our loans are structured to last well under 12 months, and Yes Finance encourages - and welcomes - you to payoff your loan early without penalty.

Customers who make their payments on time and/or payoff their loan in full may be eligible for higher loan amounts and lower interest rates, as part of our loyalty program.

State License

Yes Finance is a state-licensed direct lender in South Carolina. Loans funded by Yes Finance South Carolina LLC are governed by all US federal lending regulations as well as the South Carolina Board of Financial Institutions.

Click below to view our South Carolina lending license.

Other Licensing Documents

View our Consumer Pamphlet of Rights and Responsibilities.

View Yes Finance South Carolina LLC's Consumer Credit Grantor Notification.

View's Consumer Credit Grantor Notification.

View Yes Finance South Carolina LLC's Maxiumum Rate Schedule.

View's Maxiumum Rate Schedule.

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