Mississippi Installment Loans

Looking for an Installment loan to help bridge the gap from your current financial hardship, back to financial security? Then say YES to easy financing through Yes Finance. If you’re approved, you will have the money in your checking account as early as the next business day*

Yes Finance Mississippi LLC is a state-licensed direct lender in Mississippi. Your loan will be transacted and funded by us, and only us – no servicing companies, Indian Tribes or other third-party facilitators.

Unlike many lenders, we proudly offer a customer experience, with convenient benefits such as:

No traditional FICO® or Vantage® credit checks
A loyalty program with declining handling fees
Providing your cash as soon as the next business day
The ability to rebuild your credit quicker than using traditional banks

If you meet our requirements, you can fill out our simple online application, and a representative will review your submission in as little as 15 minutes.

Our Simple Customer Flow

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision

Fast Funding

Funds usually received next business day *

Mississippi Installment Loan Details

Loan Amounts

$100 - $1,000

Loan amounts vary based on applicant's creditworthiness, as assessed during the application underwriting process.

Repayment Terms

Approx. 5 months (Loans $500 and under)

Approx. 6 months (Loans $501 and above)

Loan terms are approximately 6 months, but may vary slightly, in accordance with applicant's income frequency.

Yes Finance currently accepts the following payment methods:

  • Automated Clearing House (ACH)
  • Debit Card (Visa, Mastercard, American Express)

Mississippi Cost of Borrowing

In accordance with the Mississippi Credit Availabiity Act, Yes Finance will charge a monthly handling fee up to $25 per $100.00 borrowed per month. You may also be charged an origination fee of 1% of the amount borrowed, or $5.00, whichever is greater. Yes Finance encourages - and welcomes - you to payoff your loan early without penalty.

Customers who make their payments on time and/or payoff their loan in full may be eligible for higher loan amounts and lower handline fees on subsequent loans, as part of our loyalty program.

State License

Yes Finance LLC is a state-licensed direct lender in Mississippi. Loans funded by Yes Finance Mississippi LLC are governed by all US federal lending regulations as well as the Mississippi Department of Banking & Consumer Finance.

Click below to view our Mississippi lending license:

Mississippi Disclosures

Click here to view the Mississippi Credit Availabiity Act Consumer Pamphlet
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